Credit Assistance Programs in Owasso, OK
Chevrolet Loan & Lease Programs
The Classic Chevrolet finance department offers customers access to credit assistance and bankruptcy approval programs that help even the most credit challenged individuals obtain a vehicle. We know that not everyone has perfect credit, but that shouldn't disqualify them from obtaining the vehicle they want. Regardless of your current credit score or credit history, Classic Chevrolet wants to help!
- Foreclosure?
- Bankruptcy?
- Divorced?
- Repossession?
What Documentation Should You Bring to the Dealership for Financing?
If applying a subprime car loan, the applicant will have to bring a few additional records. This is because a moneylender is incurring a high risk when financing a subprime car loan.
Valid Drivers License
Verify your license is not expired, revoked or suspended and ensure the address listed on your license is current and matches your residence.
Proof of Insurance
Take care to include the name of your agent and a reliable contact number. Adding a new car to your policy won't be necessary until approved.
Proof of Residency
A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.
Proof of Employment
A recent pay stub stating your year-to-date earnings is sufficient. Self-employed individuals must provide two years of prepared tax returns.
Personal References
A reference can include anyone that knows you personally, such as a family member or friend. Include full names, addresses and phone numbers.
Phone Number Verification
Any phone number provided must be currently in service and under the applicant's name. Prepaid cell phone numbers will not be accepted.
Additional Documents are Required if any of the Following Apply to You:
- Individuals trading in a vehicle must provide the title.
- Individuals who have completed a bankruptcy must provide discharge papers.
- Individual currently in an open Ch. 13 bankruptcy must provide necessary paperwork after receiving an Authorization to Incur Additional Debt from the court.
Frequently Asked Questions - Classic Chevrolet Credit Assistance Program
Can I get a car loan with bad credit or a past bankruptcy?
Yes! At Classic Chevrolet, we offer Credit Assistance Programs to help customers with all types of credit histories, including bad credit, bankruptcy, divorce, repossession, or foreclosure. Our finance team works with lenders to provide financing solutions, ensuring that credit challenges do not stop you from getting the vehicle you need.
What documents do I need to bring when applying for financing?
If you're applying for subprime financing, you will need to bring additional documents, including:
- Valid Driver's License - Must not be expired, revoked, or suspended, and the address must match your current residence.
- Proof of Insurance - Include your agent's name and contact information. Adding a new car to your policy is not required until after approval.
- Proof of Residency - A recent utility bill (water, electric, etc.) with your name and matching address.
- Proof of Employment - A recent pay stub showing year-to-date earnings. Self-employed individuals must provide two years of prepared tax returns.
- Personal References - A list of references (family or friends) with full names, addresses, and phone numbers.
- Phone Number Verification - The phone number provided must be in service and under the applicant's name. Prepaid phone numbers will not be accepted.
Are there additional documents needed for special cases?
Yes. If any of the following apply to you, additional documentation is required:
- Trading in a vehicle? - Provide the title of the vehicle you are trading in.
- Completed a bankruptcy? - Provide bankruptcy discharge papers.
- Currently in an open Chapter 13 bankruptcy? - Provide necessary paperwork after receiving an Authorization to Incur Additional Debt from the court.
How do I start the credit approval process?
Starting your financing process is simple! You can visit Classic Chevrolet in Owasso, OK, or begin by filling out our online finance application. Our finance team will review your application and discuss available options with you.
Where can I apply for a Credit Assistance Program in Owasso, OK?
You can apply for our Credit Assistance Program at Classic Chevrolet in Owasso, OK. Visit our dealership at 8501 N Owasso Expressway, Owasso, OK 74055, or contact us for more details about special financing options and bad credit auto loans.
